Their customer service doesn't want to help, and will treat you like you're trash. They don't care, and it's not worth it. I never applied for it, they just sent it to me. I had this card for decades then quit using credit. Over time all my accounts died from lack of use. Perhaps it? Not surprising, companies don? Too bad, it? Signed up for notifications. Only notifications were foe statement available and thank you fir payment. Got an "oops.. Did you forget to pay" email today.
Called to check. That put me behind in payments the next month. NEVER notified me by texts notification. Cust service is not helpful.
What a scam. So much for 18 mo interest free RUN away from them as fast as you can I have been wirking on my credit and at the moment have I love this store so I applied and got denied for a card. After reading the reviews on it I'm glad i didn't get it but regret taking a hit on my score.
Just buy cash at their stores. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty.
Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. Extra, Extra! It can be rough sailing to find a credit card that earns decent cash-back rewards if you just have average credit. But members of Navy Federal Credit For those whose credit may not qualify them for a top-of-the-line rewards card, the may be a palatable alternative.
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While the JCPenney Credit Card may be a good option for those who shop with the retailer regularly, other cards offer a better earnings rate and more flexible rewards.
If you are in the market for a new card, the Chase Freedom Flex, Chase Freedom Unlimited, and American Express Blue Cash Everyday can all help you earn valuable cash back on purchases you make regularly.
In the end, the best credit card for you will depend on your unique situation and preferences. Unlimited Cash Back. Chase Freedom Unlimited. Benefits and Drawbacks. Drawbacks Has foreign transaction fee. Card Details. Seriously Powerful Cashback Card.
Chase Freedom Flex.
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